Goodbudget

Goodbudget delivers a modern digital envelope system, allowing users to allocate cash to spending categories across devices with tactile simplicity. Each envelope limits spending to 20% over your initial budget, a feature that keeps users 35% more aligned than the average envelope-free app. Unlike YNAB’s zero-based method, Goodbudget supports 300 envelopes per account—substantially more than any other envelope app—ensuring granular control without overwhelming users.