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#8

Paytm Payments Bank

Paytm Payments Bank processes over 1.2 billion transactions monthly through India’s UPI network, serving 300 million users with savings accounts, bill payments, and insurance. However, unlike KakaoBank’s dominant ecosystem, Paytm faces stiff competition from Google Pay and PhonePe, capturing only 15% of UPI volume.

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Paytm Payments Bank

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