Ualá

Ualá issues 10 million credit and debit cards to unbanked Argentines, a user base 40% larger than #4 Auth0’s total customers. Its digital banking platform processes $2 billion in monthly transactions, cheaper than the average fintech by 15% per transaction. The startup secured $350 million in Series D funding, outperforming #2 Globant’s early-stage growth rate, and now offers 30% lower interest rates than traditional banks on microloans.