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#3

Tether (USDT)

Tether holds steady at $0.9995, its near-perfect peg making it the crypto equivalent of a checking account — boring, but essential for moving money in and out of exchanges. Its daily volume of $48 billion is 3x that of Ethereum (ETH), and it has been cheaper than the average stablecoin, with fees 40% lower than USDC's.

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Tether (USDT)

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