Figure Heloc (FIGR_HELOC)

Figure Heloc (FIGR_HELOC) leads niche real-world asset tokens at $1.033, driven by a single $43.2 million tokenized home equity issuance that vaults it into the top 10 outright. This tokenized HELOC outperforms #10 Dogecoin in tangible value backing, as its on-chain collateral is secured by actual real estate rather than meme sentiment, and with a 0.12% annualized volatility it's 30% more stable than the average top-10 cryptocurrency. The issuance, the largest single tokenized HELOC in 2026, highlights how institutional credit markets are bypassing traditional banks.