Figure Heloc (FIGR_HELOC)

Figure Heloc anchors the top nine by tokenizing home equity lines of credit at a static $1 price, proving TradFi is quietly colonizing the crypto top 10. Its fixed $1 peg eliminates volatility, yet Figure Heloc's market cap of $2.8 billion remains 71% smaller than USDS's $11.7 billion, highlighting its niche but rapidly growing adoption among homeowners seeking instant liquidity without selling their property.