XRP faces ongoing price pressure but retains a robust market cap of $84.5B, reinforcing its role as the leading cross-border settlement token. Despite a 0.7% dip to $1.38, its liquidity remains unmatched among payment-focused cryptocurrencies, outperforming #6 USDC in daily transaction volume by over 40%. This resilience is underpinned by 25+ active partnerships with global financial institutions, including Santander and SBI Holdings. Compared to the average market cap of the top 10 assets, XRP's valuation is 15% higher than the median, showcasing investor confidence in its utility-driven model.

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