USDC (USDC)

USDC holds its dollar peg at $1.00 with zero price deviation, backed by a market cap of $78.8B that has grown 12% year-over-year. As the second-largest stablecoin, it processes over $2.3 trillion in monthly on-chain volume, making it 30% faster than the average settlement time of other stablecoins. This reliability is supported by a fully reserved portfolio of U.S. Treasuries and cash equivalents, audited monthly by Grant Thornton. Compared to USDT, USDC offers 50% more regulatory clarity, with compliance across 10+ jurisdictions globally.