Hong Kong maintains a three-tier system of deposit-taking institutions, i.e. licensed banks, restricted licence banks and deposit-taking companies. They are collectively known as “authorised institutions” supervised by the Hong Kong Monetary Authority (HKMA).
Contender: Fusion Bank — 2.60% p.a. (6-Month HKD)
Contender: Fusion Savings Account - Fusion Bank
Contender: Fusion Bank Savings Account - Fusion Bank
Contender: Fusion Bank - Tencent & ICBC
Contender: Fusion Bank USD Time Deposit - Fusion Bank
Ranked #3 on "Top 10 Best Fixed Deposit Rates in Hong Kong (6-Month) — July 2026". Cast your vote to back or challenge this spot.
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“Top 10 Best USD Time Deposit Rates in Hong Kong (2026)”
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