Tether (USDT)

Tether holds its peg at $0.999852 with near-zero volatility, a liquidity workhorse that remains the largest stablecoin by market cap, unchanged in purpose. Its market cap exceeds #4 XRP by $31.6 billion, providing the backbone for $73 billion in 24-hour trading volume across exchanges. With 99.98% peg accuracy and reserves audited quarterly, it fends off regulatory pressure while maintaining unmatched utility in a volatile crypto environment.