#9
Figure Heloc (FIGR_HELOC)
Figure Heloc trades at $1.034, tokenizing a home equity loan to bridge real-world property law with on-chain assets — the most practical innovation in this top 10. Its $34M market cap is modest, but it validates a category that could surpass typical DeFi protocols in regulatory clarity. With an average loan term of 10 years, it provides a stable, data-backed alternative to volatile cryptocurrencies.
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