#8
Manulife VHIS Flexi Plan (First Choice)
From ~HK$390/mo(HK$390)
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Manulife VHIS Flexi Plan (First Choice) (宏利晉領自願醫保靈活計劃) from Manulife Hong Kong carries a 9.1/10 actuarial rating with HK$12,000,000 annual medical protection across Ward / Semi-Private / Private tiers.
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View canonical entity profile (2 lists) →Manulife VHIS Flexi Plan (First Choice) (宏利晉領自願醫保靈活計劃) from Manulife Hong Kong carries a 9.1/10 actuarial rating with HK$12,000,000 annual medical protection across Ward / Semi-Private / Private tiers.
Key Metrics
Insurer
Manulife Hong Kong
: 10Life Actuary Score: 9.1 / 10
Annual Coverage Limit
HK$12,000,000
Lifetime Limit
Unlimited (No Lifetime Cap)
Deductible Options
HK$0 / HK$16,000 / HK$25,000 / HK$50,000
Hospital Room Tier
Ward / Semi-Private / Private
VHIS Tax Deduction
Up to HK$8,000/insured/yr
Pros and Cons
Pros
- Strong post-confinement outpatient follow-up visits, stroke rehabilitation support
- ManulifeMOVE step-goal premium discounts
Cons
- Higher standard premium table than digital-direct VHIS plans
Eligibility
- Hong Kong residents aged 15 days to 80 years
- qualifies for HKSAR Inland Revenue VHIS tax deduction. Promo: ManulifeMOVE up to 10% discount + multi-policy campaign rebate
Things to Watch Out For
- Higher standard premium table than digital-direct VHIS plans
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