#2
Bupa Hero VHIS Plan
From ~HK$340/mo(HK$340)
Should this item rank higher or lower?
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Bupa Hero VHIS Plan (保柏非凡自願醫保計劃 (Bupa Hero)) from Bupa Hong Kong carries a 9.6/10 actuarial rating with HK$40,000,000 annual medical protection across Ward / Semi-Private / Private tiers.
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View canonical entity profile (2 lists) →Bupa Hero VHIS Plan (保柏非凡自願醫保計劃 (Bupa Hero)) from Bupa Hong Kong carries a 9.6/10 actuarial rating with HK$40,000,000 annual medical protection across Ward / Semi-Private / Private tiers.
Key Metrics
Insurer
Bupa Hong Kong
: 10Life Actuary Score: 9.6 / 10
Annual Coverage Limit
HK$40,000,000
Lifetime Limit
Unlimited (No Lifetime Cap)
Deductible Options
HK$0 / HK$12,000 / HK$40,000 / HK$80,000
Hospital Room Tier
Ward / Semi-Private / Private
VHIS Tax Deduction
Up to HK$8,000/insured/yr
Pros and Cons
Pros
- Up to HK$40M annual limit with zero lifetime limit
- cashless direct billing network across major HK private hospitals & Quality HealthCare clinics
- mental health & cancer full cover
Cons
- Renewal premiums at ages 50+ sit higher than direct online insurer Bowtie
Eligibility
- Hong Kong residents aged 15 days to 80 years
- qualifies for HKSAR Inland Revenue VHIS tax deduction. Promo: First-year premium discount + family bundle discount + HK$8,000 tax deduction
Things to Watch Out For
- Renewal premiums at ages 50+ sit higher than direct online insurer Bowtie
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