#5
Bowtie VHIS Flexi Regular + Gleneagles Wellness
From ~HK$228/mo(HK$228)
Should this item rank higher or lower?
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Bowtie VHIS Flexi Regular + Gleneagles Wellness (保泰自願醫保靈活計劃(基本) + 港怡健康組合) from Bowtie Life Insurance carries a 9.4/10 actuarial rating with HK$1,000,000 annual medical protection across Ward tiers.
Also Ranks On
View canonical entity profile (2 lists) →Bowtie VHIS Flexi Regular + Gleneagles Wellness (保泰自願醫保靈活計劃(基本) + 港怡健康組合) from Bowtie Life Insurance carries a 9.4/10 actuarial rating with HK$1,000,000 annual medical protection across Ward tiers.
Key Metrics
Insurer
Bowtie Life Insurance
: 10Life Actuary Score: 9.4 / 10
Annual Coverage Limit
HK$1,000,000
Lifetime Limit
Unlimited (No Lifetime Cap)
Deductible Options
HK$0
Hospital Room Tier
Ward
VHIS Tax Deduction
Up to HK$8,000/insured/yr
Pros and Cons
Pros
- HK$0 deductible from ~HK$228/mo (90% historical claim reimbursement ratio)
- optional HK$200/mo Gleneagles rider unlocks full cover on 240+ packages & annual body check
Cons
- Base Flexi Regular uses itemized surgical limits unless paired
- SMM or Gleneagles package
Eligibility
- Hong Kong residents aged 15 days to 80 years
- qualifies for HKSAR Inland Revenue VHIS tax deduction. Promo: Multi-month free promo + optional HK$200/mo Gleneagles full-reimbursement & free annual checkup rider
Things to Watch Out For
- Base Flexi Regular uses itemized surgical limits unless paired
- SMM or Gleneagles package
Photos (1)
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