#1
Bowtie Pink VHIS Plan
From ~HK$213/mo(HK$213)
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Bowtie Pink VHIS Plan (保泰 Bowtie Pink 自願醫保計劃) from Bowtie Life Insurance carries a 9.8/10 actuarial rating with HK$20,000,000 annual medical protection across Ward / Semi-Private / Private tiers.
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View canonical entity profile (2 lists) →Bowtie Pink VHIS Plan (保泰 Bowtie Pink 自願醫保計劃) from Bowtie Life Insurance carries a 9.8/10 actuarial rating with HK$20,000,000 annual medical protection across Ward / Semi-Private / Private tiers.
Key Metrics
Insurer
Bowtie Life Insurance
: 10Life Actuary Score: 9.8 / 10
Annual Coverage Limit
HK$20,000,000
Lifetime Limit
HK$80,000,000
Deductible Options
HK$0 / HK$20,000 / HK$50,000 / HK$80,000
Hospital Room Tier
Ward / Semi-Private / Private
VHIS Tax Deduction
Up to HK$8,000/insured/yr
Pros and Cons
Pros
- Full reimbursement with zero item sub-limits up to HK$8M–HK$20M/yr
- zero agent commission keeps HK$50k–HK$80k deductible top-up over company medical from HK$213/mo (age 30)
Cons
- Online-only servicing without dedicated traditional agency representative
- Mainland China coverage limited to designated hospital list
Eligibility
- Hong Kong residents aged 15 days to 80 years
- qualifies for HKSAR Inland Revenue VHIS tax deduction. Promo: Up to 8 months free Year 1 + 3 months free Year 2 promo
- HK$8,000/person tax deduction
Things to Watch Out For
- Online-only servicing without dedicated traditional agency representative
- Mainland China coverage limited to designated hospital list
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