#4
ZA Life Protection (Term Life)
~HK$49/mo per HK$1M(HK$49)
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ZA Life Protection (Term Life) (ZA 人壽保 (眾安人壽)) by ZA Bank offers pure term life protection (10Life 9.5/10) with online sums assured up to HK$10,000,000 and zero savings load.
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View canonical entity profile (2 lists) →ZA Life Protection (Term Life) (ZA 人壽保 (眾安人壽)) by ZA Bank offers pure term life protection (10Life 9.5/10) with online sums assured up to HK$10,000,000 and zero savings load.
Key Metrics
Insurer
ZA Bank
: 10Life Pure-Life Score: 9.5 / 10
Online Max Sum Assured
HK$10,000,000
Renewal / Term Options
1-Yr Renewable / 10-Yr / 20-Yr Term
Campaign Offer
Ultra-low entry premium from ~HK$32/yr per HK$100k cover for young non-smokers
Pros and Cons
Pros
- Instant in-app underwriting inside ZA ecosystem
- up to HK$10M sum assured and micro-coverage increments from HK$100,000
Cons
- Requires separate riders if terminal-illness / critical-illness living benefits are needed
Eligibility
- Hong Kong HKID holders aged 18–65 with guaranteed renewability up to age 100
- non-smoker & level-term options available
Things to Watch Out For
- Requires separate riders if terminal-illness / critical-illness living benefits are needed
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