Sun Life Term Protection Plan

~HK$77/mo per HK$1M(HK$77)

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Sun Life Term Protection Plan (永明定期人壽保障計劃) by Sun Life Hong Kong offers pure term life protection (10Life 8.8/10) with online sums assured up to HK$12,000,000 and zero savings load.

Source: Sun Life Hong Kong

Key Metrics

Insurer

Sun Life Hong Kong

: 10Life Pure-Life Score: 8.8 / 10

Online Max Sum Assured

HK$12,000,000

Renewal / Term Options

5-Yr / 10-Yr / 20-Yr Level Term

Campaign Offer

Multi-policy MPF/health client premium discount

Pros and Cons

Pros

Locked level premiums for 10 or 20 years
MPF client cross-discounts and terminal illness advance payout

Cons

No instant 100% self-serve online issuance for high sums assured

Eligibility

Hong Kong HKID holders aged 18–65 with guaranteed renewability up to age 100
non-smoker & level-term options available

Things to Watch Out For

No instant 100% self-serve online issuance for high sums assured

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