#7
Prudential PRUmychoice Term Life
~HK$76/mo per HK$1M(HK$76)
Should this item rank higher or lower?
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Prudential PRUmychoice Term Life (保誠自主定期壽險計劃) by Prudential Hong Kong offers pure term life protection (10Life 9/10) with online sums assured up to HK$15,000,000 and zero savings load.
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View canonical entity profile (2 lists) →Prudential PRUmychoice Term Life (保誠自主定期壽險計劃) by Prudential Hong Kong offers pure term life protection (10Life 9/10) with online sums assured up to HK$15,000,000 and zero savings load.
Key Metrics
Insurer
Prudential Hong Kong
: 10Life Pure-Life Score: 9 / 10
Online Max Sum Assured
HK$15,000,000
Renewal / Term Options
5-Yr / 10-Yr / 20-Yr Level Term
Campaign Offer
Seasonal first-year premium cashback promo
Pros and Cons
Pros
- Terminal illness advance benefit included
- conversion option to permanent savings/life plans before age 65
Cons
- Less cost-competitive than Bowtie/FWD/Blue for pure HK$2M–HK$4M income replacement
Eligibility
- Hong Kong HKID holders aged 18–65 with guaranteed renewability up to age 100
- non-smoker & level-term options available
Things to Watch Out For
- Less cost-competitive than Bowtie/FWD/Blue for pure HK$2M–HK$4M income replacement
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