#5
Manulife ManuTerm Life Plan
~HK$75/mo per HK$1M(HK$75)
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Manulife ManuTerm Life Plan (宏利「活耀人生」定期壽險) by Manulife Hong Kong offers pure term life protection (10Life 9.1/10) with online sums assured up to HK$20,000,000 and zero savings load.
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View canonical entity profile (2 lists) →Manulife ManuTerm Life Plan (宏利「活耀人生」定期壽險) by Manulife Hong Kong offers pure term life protection (10Life 9.1/10) with online sums assured up to HK$20,000,000 and zero savings load.
Key Metrics
Insurer
Manulife Hong Kong
: 10Life Pure-Life Score: 9.1 / 10
Online Max Sum Assured
HK$20,000,000
Renewal / Term Options
5-Yr / 10-Yr / 20-Yr Convertible Level Term
Campaign Offer
ManulifeMOVE up to 10% ongoing discount + large sum-assured tier discounts
Pros and Cons
Pros
- High ultra-jumbo sum assured capacity (>HK$20M for mortgage/key-person protection)
- right to convert to whole-life without medical underwriting
Cons
- Higher base per-million rate on HK$1M–HK$2M policies than online-direct insurers
Eligibility
- Hong Kong HKID holders aged 18–65 with guaranteed renewability up to age 100
- non-smoker & level-term options available
Things to Watch Out For
- Higher base per-million rate on HK$1M–HK$2M policies than online-direct insurers
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