#10

Chubb Life Term Protection Plan

~HK$78/mo per HK$1M(HK$78)

Should this item rank higher or lower?

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Chubb Life Term Protection Plan (安達人壽定期保障計劃) by Chubb Life Hong Kong offers pure term life protection (10Life 8.8/10) with online sums assured up to HK$15,000,000 and zero savings load.

Source: Chubb Life Hong Kong

Key Metrics

Insurer

Chubb Life Hong Kong

: 10Life Pure-Life Score: 8.8 / 10

Online Max Sum Assured

HK$15,000,000

Renewal / Term Options

5-Yr / 10-Yr / 20-Yr Level Term

Campaign Offer

First-year premium rebate promo

Pros and Cons

Pros

Clean global expatriate & international residency clause flexibility
USD/HKD currency options

Cons

Higher entry minimum sum assured than digital micro-term policies

Eligibility

Hong Kong HKID holders aged 18–65 with guaranteed renewability up to age 100
non-smoker & level-term options available

Things to Watch Out For

Higher entry minimum sum assured than digital micro-term policies

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