#8
AXA Smart Term Life Insurance
~HK$74/mo per HK$1M(HK$74)
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AXA Smart Term Life Insurance (安盛尊尚定期壽險計劃) by AXA Hong Kong offers pure term life protection (10Life 8.9/10) with online sums assured up to HK$15,000,000 and zero savings load.
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View canonical entity profile (2 lists) →AXA Smart Term Life Insurance (安盛尊尚定期壽險計劃) by AXA Hong Kong offers pure term life protection (10Life 8.9/10) with online sums assured up to HK$15,000,000 and zero savings load.
Key Metrics
Insurer
AXA Hong Kong
: 10Life Pure-Life Score: 8.9 / 10
Online Max Sum Assured
HK$15,000,000
Renewal / Term Options
1-Yr / 5-Yr / 10-Yr / 20-Yr Term
Campaign Offer
Large sum-assured volume discount from HK$4M+
Pros and Cons
Pros
- Competitive preferred non-smoker rates at HK$5M+ sum assured tiers
- optional total-permanent-disability waiver
Cons
- Preferred underwriting rates require paramedical screening above threshold
Eligibility
- Hong Kong HKID holders aged 18–65 with guaranteed renewability up to age 100
- non-smoker & level-term options available
Things to Watch Out For
- Preferred underwriting rates require paramedical screening above threshold
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