#6
AIA Wisdom Term / Level Term Life
~HK$79/mo per HK$1M(HK$79)
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AIA Wisdom Term / Level Term Life (友邦定額定期壽險計劃) by AIA Hong Kong offers pure term life protection (10Life 9/10) with online sums assured up to HK$25,000,000 and zero savings load.
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View canonical entity profile (2 lists) →AIA Wisdom Term / Level Term Life (友邦定額定期壽險計劃) by AIA Hong Kong offers pure term life protection (10Life 9/10) with online sums assured up to HK$25,000,000 and zero savings load.
Key Metrics
Insurer
AIA Hong Kong
: 10Life Pure-Life Score: 9 / 10
Online Max Sum Assured
HK$25,000,000
Renewal / Term Options
5-Yr / 10-Yr / 20-Yr Level Term
Campaign Offer
AIA Vitality 10% first-year discount (up to 15% Platinum renewal discount)
Pros and Cons
Pros
- Large-ticket estate & mortgage protection capacity
- AIA Vitality health-habit discounts and guaranteed whole-life conversion privilege
Cons
- Requires advisor consultation rather than 3-minute self-serve checkout
Eligibility
- Hong Kong HKID holders aged 18–65 with guaranteed renewability up to age 100
- non-smoker & level-term options available
Things to Watch Out For
- Requires advisor consultation rather than 3-minute self-serve checkout
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