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Find the perfect coverage with our data-driven ranking of Hong Kong's best personal accident insurance. Compare accidental death payout per dollar and disability benefits. Updated for April 2026.
Curated by the Top10Grid editorial team. Rankings driven by community votes and updated daily.
Accidental death HK$500,000, permanent disability HK$500,000, hospital daily HK$500. Annual HK$480. Ratio 1041:1. Verified April 2026, AIA website.
Accidental death HK$600,000, disability HK$600,000, hospital HK$600/day. Annual HK$520. Ratio 1154:1. Verified April 2026, ACE website.
Accidental death HK$400,000, disability HK$400,000, hospital HK$400/day. Annual HK$350. Ratio 1143:1. Good value. Verified April 2026, Zurich website.
Accidental death HK$500,000, disability HK$500,000, hospital HK$300/day. Annual HK$450. Ratio 1111:1. Verified April 2026, Great Eastern website.
Accidental death HK$450,000, disability HK$450,000, hospital HK$400/day. Annual HK$420. Ratio 1071:1. Verified April 2026, Prudential website.
Accidental death HK$400,000, disability HK$400,000, hospital HK$300/day. Annual HK$380. Ratio 1053:1. Verified April 2026, CIMB website.
Accidental death HK$350,000, disability HK$350,000, hospital HK$300/day. Annual HK$340. Ratio 1029:1. Budget option. Verified April 2026, Allianz website.
Accidental death HK$450,000, disability HK$450,000, hospital HK$500/day. Annual HK$500. Good disability benefit. Verified April 2026, Standard Life website.
Accidental death HK$300,000, disability HK$300,000, hospital HK$300/day. Annual HK$300. Ratio 1000:1. Verified April 2026, Generali website.
Accidental death HK$250,000, disability HK$250,000, hospital HK$200/day. Annual HK$250. Ratio 1000:1. Budget-friendly. Verified April 2026, Zurich website.
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Accidental death HK$500,000, permanent disability HK$500,000, hospital daily HK$500. Annual HK$480. Ratio 1041:1. Verified April 2026, AIA website.
Accidental death HK$600,000, disability HK$600,000, hospital HK$600/day. Annual HK$520. Ratio 1154:1. Verified April 2026, ACE website.
Accidental death HK$400,000, disability HK$400,000, hospital HK$400/day. Annual HK$350. Ratio 1143:1. Good value. Verified April 2026, Zurich website.
Accidental death HK$500,000, disability HK$500,000, hospital HK$300/day. Annual HK$450. Ratio 1111:1. Verified April 2026, Great Eastern website.
Accidental death HK$450,000, disability HK$450,000, hospital HK$400/day. Annual HK$420. Ratio 1071:1. Verified April 2026, Prudential website.
Accidental death HK$400,000, disability HK$400,000, hospital HK$300/day. Annual HK$380. Ratio 1053:1. Verified April 2026, CIMB website.
Accidental death HK$350,000, disability HK$350,000, hospital HK$300/day. Annual HK$340. Ratio 1029:1. Budget option. Verified April 2026, Allianz website.
Accidental death HK$450,000, disability HK$450,000, hospital HK$500/day. Annual HK$500. Good disability benefit. Verified April 2026, Standard Life website.
Accidental death HK$300,000, disability HK$300,000, hospital HK$300/day. Annual HK$300. Ratio 1000:1. Verified April 2026, Generali website.
Accidental death HK$250,000, disability HK$250,000, hospital HK$200/day. Annual HK$250. Ratio 1000:1. Budget-friendly. Verified April 2026, Zurich website.
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