UOB Lady's Card / Lady's Solitaire Card

S$196.20/yr (1st yr waived)(S$196.2)

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UOB Lady's Card / Lady's Solitaire Card, issued by United Overseas Bank (UOB) in Singapore, earns up to 4 mpd local and 4 mpd overseas paired with Up to S$350 cash or 25,000 UNI$ welcome bonus (valid through 2026-12-31).

Source: United Overseas Bank (UOB)

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Key Metrics

Issuer

United Overseas Bank (UOB)

Local Miles Rate

: 4 mpd

Overseas Miles Rate

4 mpd

Headline Cashback

Miles-native

Monthly Spend Cap

S$2,000/mo

Sign-Up Bonus

Up to S$350 cash or 25,000 UNI$ welcome bonus

Annual Fee (GST incl.)

S$196.20 (1st year waived)

FX Fee

3.25%

Pros and Cons

Pros

Customizable 4 mpd across 1 (Lady's, S$1,000 cap) or 2 (Solitaire, S$2,000 combined cap) chosen categories including Travel, Dining, Family/Groceries, and Fashion
Open to all genders

Cons

Quarterly category re-selection required
UOB S$5 rounding block rule applies to small transactions

Eligibility

MAS minimum income S$30,000/yr for Singaporeans/PRs
S$1,000 qualifying spend
6-month new-to-bank rule

Things to Watch Out For

Quarterly category re-selection required
UOB S$5 rounding block rule applies to small transactions

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