#9
OCBC 90°N Card (Visa / Mastercard)
S$196.20/yr (1st yr waived)(S$196.2)
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OCBC 90°N Card (Visa / Mastercard), issued by OCBC Bank Singapore in Singapore, earns up to 1.3 mpd local and 2.1 mpd overseas paired with Up to 28,000 Travel$ (miles) + S$50 cash via MoneySmart (valid through 2026-12-31).
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OCBC 90°N Card (Visa / Mastercard), issued by OCBC Bank Singapore in Singapore, earns up to 1.3 mpd local and 2.1 mpd overseas paired with Up to 28,000 Travel$ (miles) + S$50 cash via MoneySmart (valid through 2026-12-31).
Key Metrics
Issuer
OCBC Bank Singapore
Local Miles Rate
: 1.3 mpd
Overseas Miles Rate
2.1 mpd
Headline Cashback
Miles-native
Monthly Spend Cap
Uncapped
Sign-Up Bonus
Up to 28,000 Travel$ (miles) + S$50 cash via MoneySmart
Annual Fee (GST incl.)
S$196.20 (1st year waived)
FX Fee
3.25%
Pros and Cons
Pros
- Non-expiring Travel$ miles with zero S$25 conversion fee to KrisFlyer via OCBC Rewards portal
- Up to 6–7 mpd on Agoda accommodation promos
Cons
- S$5 earning block rounding
- 2.1 mpd overseas rate slightly trails UOB PRVI (2.4) and Citi PremierMiles (2.2)
Eligibility
- MAS minimum income S$30,000/yr for Singaporeans/PRs
- S$1,000 qualifying spend
- 6-month new-to-bank rule
Things to Watch Out For
- S$5 earning block rounding
- 2.1 mpd overseas rate slightly trails UOB PRVI (2.4) and Citi PremierMiles (2.2)
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