DBS Woman's World Mastercard

S$196.20/yr (1st yr waived)(S$196.2)

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DBS Woman's World Mastercard, issued by DBS Bank Singapore in Singapore, earns up to 4 mpd local and 4 mpd overseas paired with Up to S$150 cashback for new DBS/POSB cardmembers (valid through 2026-12-31).

Source: DBS Bank Singapore

Key Metrics

Issuer

DBS Bank Singapore

Local Miles Rate

: 4 mpd

Overseas Miles Rate

4 mpd

Headline Cashback

Miles-native

Monthly Spend Cap

S$1,500/mo

Sign-Up Bonus

Up to S$150 cashback for new DBS/POSB cardmembers

Annual Fee (GST incl.)

S$196.20 (1st year waived (waivable at S$25k annual spend))

FX Fee

3.25%

Pros and Cons

Pros

Broadest 4 mpd (10X DBS Points) online spend coverage in Singapore (flights, hotels, e-commerce) up to S$1,500/month
Open to all genders despite card branding

Cons

DBS Points expire after 1 year from earn quarter
Requires S$80,000 annual income (or DBS Woman's Platinum at S$30k with S$1,000 cap)

Eligibility

MAS minimum income S$80,000/yr for Singaporeans/PRs
S$800 qualifying spend
12-month new-to-bank rule

Things to Watch Out For

DBS Points expire after 1 year from earn quarter
Requires S$80,000 annual income (or DBS Woman's Platinum at S$30k with S$1,000 cap)

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