#3
Citi Rewards Card
S$196.20/yr (1st yr waived)(S$196.2)
Should this item rank higher or lower?
–
Citi Rewards Card, issued by Citibank Singapore in Singapore, earns up to 4 mpd local and 4 mpd overseas paired with 40,000 ThankYou Points (16,000 miles) or S$300 cash via SingSaver (valid through 2026-12-31).
Also Ranks On
View canonical entity profile (1 lists) →Explore all rankings and community verdicts for Citi Rewards Card on its canonical entity profile.
Citi Rewards Card, issued by Citibank Singapore in Singapore, earns up to 4 mpd local and 4 mpd overseas paired with 40,000 ThankYou Points (16,000 miles) or S$300 cash via SingSaver (valid through 2026-12-31).
Key Metrics
Issuer
Citibank Singapore
Local Miles Rate
: 4 mpd
Overseas Miles Rate
4 mpd
Headline Cashback
Miles-native
Monthly Spend Cap
S$1,000/mo
Sign-Up Bonus
40,000 ThankYou Points (16,000 miles) or S$300 cash via SingSaver
Annual Fee (GST incl.)
S$196.20 (1st year waived)
FX Fee
3.25%
Pros and Cons
Pros
- 4 mpd (10X ThankYou Points) on online shopping, groceries, ride-hailing, and department stores up to S$1,000/month
- Pairs with Instarem Amaze for 4 mpd offline overseas spend
- 11 airline/hotel transfer partners
Cons
- Explicitly excludes travel-related MCCs (airlines, hotels, OTAs) from 4 mpd
- ThankYou Points valid up to 5 years from card account opening cycle
Eligibility
- MAS minimum income S$30,000/yr for Singaporeans/PRs
- S$800 qualifying spend
- 12-month new-to-bank rule
Things to Watch Out For
- Explicitly excludes travel-related MCCs (airlines, hotels, OTAs) from 4 mpd
- ThankYou Points valid up to 5 years from card account opening cycle
Photos (1)
Comments on "Citi Rewards Card"
Be the first to share your thoughts!
Have a take on this ranking?
Save your rankings and see how you compare. Comments are how the argument actually happens here. Posting one needs a free account — it takes about a minute.
No comments yet.
The first comment sets the terms of the argument.