#2
Standard Chartered Journey Credit Card
S$196.20/yr (1st yr waived)(S$196.2)
Should this item rank higher or lower?
–
Standard Chartered Journey Credit Card, issued by [Standard Chartered Bank Singapore](/entity/standard-chartered-singapore) in Singapore, earns up to 1.2 mpd local and 2 mpd overseas paired with Up to 45,000 KrisFlyer miles on S$3,000 spend (with annual fee) or 25,000 miles waived (valid through 2026-12-31).
Also Ranks On
View canonical entity profile (2 lists) →Standard Chartered Journey Credit Card, issued by Standard Chartered Bank Singapore in Singapore, earns up to 1.2 mpd local and 2 mpd overseas paired with Up to 45,000 KrisFlyer miles on S$3,000 spend (with annual fee) or 25,000 miles waived (valid through 2026-12-31).
Key Metrics
Issuer
Standard Chartered Bank Singapore
Local Miles Rate
: 1.2 mpd
Overseas Miles Rate
2 mpd
Headline Cashback
Miles-native
Monthly Spend Cap
Uncapped
Sign-Up Bonus
Up to 45,000 KrisFlyer miles on S$3,000 spend (with annual fee) or 25,000 miles waived
Annual Fee (GST incl.)
S$196.20 (Optional 1st year fee waiver)
FX Fee
3.5%
Pros and Cons
Pros
- 3.0 mpd on online grocery, food delivery
- ride-hailing transactions locally (up to S$1,000/mo)
- 2 Priority Pass lounge visits and Zero FX fee promos in Nov/Dec
Cons
- Base 1.2 mpd local / 2.0 mpd overseas trails peers
- Standard 3.5% FX fee outside promotional windows
Eligibility
- MAS minimum income S$30,000/yr for Singaporeans/PRs
- S$3,000 qualifying spend
- 12-month new-to-bank rule
Things to Watch Out For
- Base 1.2 mpd local / 2.0 mpd overseas trails peers
- Standard 3.5% FX fee outside promotional windows
Photos (1)
Comments on "Standard Chartered Journey Credit Card"
Be the first to share your thoughts!
Have a take on this ranking?
Save your rankings and see how you compare. Comments are how the argument actually happens here. Posting one needs a free account — it takes about a minute.
No comments yet.
The first comment sets the terms of the argument.