#3
Trust Link Credit Card
S$0 Annual Fee0
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Trust Link Credit Card, issued by [Trust Bank Singapore](/entity/trust-bank-singapore) in Singapore, earns up to 21% cashback/rebate paired with Up to S$8,000 sure-win scratch cards + FairPrice e-vouchers (referral) (valid through 2027-01-31).
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Trust Link Credit Card, issued by Trust Bank Singapore in Singapore, earns up to 21% cashback/rebate paired with Up to S$8,000 sure-win scratch cards + FairPrice e-vouchers (referral) (valid through 2027-01-31).
Key Metrics
Specifications
IssuerTrust Bank Singapore
Local Miles RateCashback-focused
Overseas Miles RateCashback-focused
Headline CashbackUp to: 21%
Monthly Spend CapS$1,500/mo
Sign-Up BonusUp to S$8,000 sure-win scratch cards + FairPrice e-vouchers (referral)
Annual Fee (GST incl.)S$0.00 (Permanently S$0 annual fee
S$0 foreign transaction fee)
FX Fee: 0%
Pros and Cons
Pros
- Up to 21% Linkpoints savings (NTUC Union) or 15% (non-Union) at FairPrice Group, Kopitiam, and Unity
- True 0% FX fee worldwide and permanently S$0 annual fee
Cons
- Top 15%/21% tier requires hitting monthly non-FairPrice outside spend threshold (S$350+)
- Rewards paid in Linkpoints rather than cash
Eligibility
- MAS minimum income S$30,000/yr for Singaporeans/PRs
- S$350 qualifying spend
- 12-month new-to-bank rule
Things to Watch Out For
- Top 15%/21% tier requires hitting monthly non-FairPrice outside spend threshold (S$350+)
- Rewards paid in Linkpoints rather than cash
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