#8
POSB Everyday Card
S$196.20/yr (1st yr waived)(S$196.2)
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POSB Everyday Card, issued by [POSB Bank Singapore](/entity/posb-bank-singapore) in Singapore, earns up to 10% cashback/rebate paired with S$150–S$388 cashback promo for new DBS/POSB cardholders (valid through 2026-12-31).
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POSB Everyday Card, issued by POSB Bank Singapore in Singapore, earns up to 10% cashback/rebate paired with S$150–S$388 cashback promo for new DBS/POSB cardholders (valid through 2026-12-31).
Key Metrics
Specifications
IssuerPOSB Bank Singapore
Local Miles RateCashback-focused
Overseas Miles RateCashback-focused
Headline CashbackUp to: 10%
Monthly Spend CapS$1,000/mo
Sign-Up BonusS$150–S$388 cashback promo for new DBS/POSB cardholders
Annual Fee (GST incl.)S$196.20 (1st year waived)
FX Fee3.25%
Pros and Cons
Pros
- Exclusive 8% Daily$ rebate at Sheng Siong (up to S$1,000/month), 10% on food delivery (GrabFood, foodpanda, Deliveroo), 8% on RedMart/Shopee/Lazada
- up to 20.1% SPC fuel savings
Cons
- Requires S$800 qualified monthly spend to unlock bonus merchant rebates beyond Sheng Siong base tier
- Subject to POSB Bank Singapore Singapore Key Facts Sheet & campaign T&Cs
Eligibility
- MAS minimum income S$30,000/yr for Singaporeans/PRs
- S$800 qualifying spend
- 12-month new-to-bank rule
Things to Watch Out For
- Requires S$800 qualified monthly spend to unlock bonus merchant rebates beyond Sheng Siong base tier
- Subject to POSB Bank Singapore Singapore Key Facts Sheet & campaign T&Cs
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