Citi Cash Back+ Mastercard

S$196.20/yr (1st yr waived)(S$196.2)

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Citi Cash Back+ [Mastercard](/entity/mastercard), issued by [Citibank Singapore](/entity/citibank-singapore) in Singapore, earns up to 1.6% cashback/rebate paired with S$300–S$370 cash via SingSaver/MoneySmart on S$500 spend (valid through 2026-12-31).

Source: Citibank Singapore

Citi Cash Back+ Mastercard, issued by Citibank Singapore in Singapore, earns up to 1.6% cashback/rebate paired with S$300–S$370 cash via SingSaver/MoneySmart on S$500 spend (valid through 2026-12-31).

Key Metrics

Specifications

IssuerCitibank Singapore

Local Miles RateCashback-focused

Overseas Miles RateCashback-focused

Headline CashbackUp to: 1.6%

Monthly Spend CapUncapped

Sign-Up BonusS$300–S$370 cash via SingSaver/MoneySmart on S$500 spend

Annual Fee (GST incl.)S$196.20 (1st year waived)

FX Fee3.25%

Pros and Cons

Pros

1.6% unlimited cashback on eligible local and overseas spend with S$0 minimum spend and no monthly cap
Cashback never expires
High S$350+ aggregator sign-up cash bonus

Cons

Excludes insurance, utilities, education
government transactions

Eligibility

MAS minimum income S$30,000/yr for Singaporeans/PRs
S$0 qualifying spend
12-month new-to-bank rule

Things to Watch Out For

Excludes insurance, utilities, education
government transactions

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