#10

Liberty Insurance (Hong Kong) Comprehensive Car Insurance

Should this item rank higher or lower?

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利寶保險提供「意外豁免」福利及多車折扣。

利寶保險的保單包含「擋風玻璃及玻璃保障」，墊底費為HK$500。利寶為投保兩輛或以上車輛提供5%折扣。最適合擁有多輛汽車的家庭。一個顯著的缺點是數碼索償平台有限，大部分索償需要電話聯繫，對於科技型用戶可能不便。

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NCD保障#10

意外豁免：首宗過失索償免附加費

代步車期10天

起始保費HK$4,300/年

索償支援#10

意外豁免福利

Pros and Cons

Pros

獨家「意外豁免」福利
多車投保享5%折扣

Cons

數碼索償平台有限
NCD上限未明確

Eligibility

擁有多輛汽車的家庭
重視首宗意外豁免

Things to Watch Out For

索償流程需電話溝通
NCD保障條款不透明

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