Hang Seng Bank Car Insurance (Comprehensive)

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恒生銀行汽車保險提供獨特NCD恢復及個人財物保障。

恒生銀行汽車保險的突出特點是獨特的「獎賞無索償折扣」，允許保單持有人在一次過失索償後恢復最多3年的NCD。其他亮點包括HK$300,000的個人意外保障、全損後14天免費代步車，以及車內個人財物高達HK$5,000的保障。網上申請可享10%折扣。

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Key Metrics

Specifications

NCD保障一次過失索償後恢復最多3年NCD

代步車期全損後14天

起始保費HK$4,500/年 (小型車)

索償支援#3

標準數碼索償平台

Pros and Cons

Pros

獨特NCD恢復機制
個人財物保障高達HK$5,000

Cons

新界區授權維修工場有限
代步車僅限全損情況

Eligibility

恒生銀行客戶
重視NCD恢復保障

Things to Watch Out For

維修網絡覆蓋不均
代步車條件較嚴格

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