DBS Hong Kong Car Insurance (Comprehensive)

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星展香港汽車保險提供「即時索償」App及NCD保障。

星展香港汽車保險的亮點是「即時索償」流動應用程式，支援照片索償，簡單個案可在48小時內處理。特點包括長達1年的無索償折扣保障、7天代步車、高達HK$1,000萬的第三者財物損壞保障，以及價值HK$800的免費年度驗車服務。最適合偏好數碼索償和銀行整合的科技型駕駛者。

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Key Metrics

Specifications

NCD保障索償後NCD保障長達1年

代步車期7天

起始保費HK$4,900/年

索償支援「即時索償」App；照片索償；簡單個案48小時處理

Pros and Cons

Pros

「即時索償」App高效便捷
NCD保障長達1年

Cons

21-24歲司機自願墊底費高
代步車期相對較短

Eligibility

科技型駕駛者
重視數碼索償體驗

Things to Watch Out For

年輕司機墊底費高昂
代步車期僅7天

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